As Independent Financial Advisors we investigate and consider the whole market. We are not tied to any particular product or provider. Our only allegiance is to you and your objectives. We offer guidance and advice on the financial considerations that arise at various stages throughout life. You may want to find out more about our complete range of services by scrolling down or click here to visit our library and read financial articles we have written for various publications including Worcestershire Life. Our three primary services are: • The AUDIT service: Are your receiving the best returns on your pensions, funds and savings? Will your current financial arrangements enable you to reach your financial objectives? Just how good are your existing investment plans, relative to the whole market? What effects have recent legislative changes had on those plans. Are your current arrangements as tax efficient as they might be? Significant improvements on the performance of existing funds are often identified. You receive a report identifying how to significantly improve the performance of existing funds. There is no cost for this service. • The FOCUS service: You may want advice in one area in particular - minimising Inheritance Tax, or increasing & diversifying your investment strategy. This service will help you identify the best opportunities/strategies and give you a clear direction for this phase of your life. • The MASTER ACCOUNT: You have a diverse portfolio of investments, and would like to have more control over them, and have them managed from one source. This service will allow you to work closely with your IFA across all your financial ventures. Our advice will be discussed verbally and also offered within a report - written with minimal jargon, so it is transparent and easily understood. These reports are yours to keep and consider. FEES |